Savings & Money Market
Savings Accounts to Meet Your Goals
Grow your savings with competitive rates, local service, and flexible savings and money market account options from Commerce Bank of Wyoming.
See Accounts
Smart Savings
A straightforward savings account for Rock Springs customers building a saving habit, with quarterly interest, low opening deposit, and sweep account benefits.
Premier Money Market
A money market account with competitive interest rates, monthly interest payments, and no minimum balance requirement, best for for individuals and organizations in Rock Springs holding larger deposits.
Kids Club Savings
A savings account designed to help children and teenagers in Rock Springs build financial responsibility and healthy saving habits from an early age, with parental account access.
Smart Savings | Premier Money Market | Kids Club Savings | |
|---|---|---|---|
| Interest Earnings | Quarterly | Monthly | Quarterly |
| Minimum Daily Balance | $100 | None | None |
| Monthly Service Charge | None, if minimum daily balance is maintained | None | None |
| Minimum Opening Deposit | $20 | $100 | $20 |
| Transaction Limits | $0.50 for each debit in excess of three per month | $3 for each debit in excess of three per statement cycle | $0.50 for each debit in excess of three per month |
| FREE Online & Mobile Banking |  | | |
| FREE Identity Theft Protection Services | | | |
| Interest Earnings | Quarterly |
|---|---|
| Minimum Daily Balance | $100 |
| Monthly Service Charge | None, if minimum daily balance is maintained |
| Minimum Opening Deposit | $20 |
| Transaction Limits | $0.50 for each debit in excess of three per month |
| FREE Online & Mobile Banking | |
| FREE Identity Theft Protection Services | |
| Interest Earnings | Monthly |
|---|---|
| Minimum Daily Balance | None |
| Monthly Service Charge | None |
| Minimum Opening Deposit | $100 |
| Transaction Limits | $3 for each debit in excess of three per statement cycle |
| FREE Online & Mobile Banking | |
| FREE Identity Theft Protection Services | |
| Interest Earnings | Quarterly |
|---|---|
| Minimum Daily Balance | None |
| Monthly Service Charge | None |
| Minimum Opening Deposit | $20 |
| Transaction Limits | $0.50 for each debit in excess of three per month |
| FREE Online & Mobile Banking | |
| FREE Identity Theft Protection Services | |
Online and Mobile Banking Features
Manage your Smart Savings, Premier Money Market, or Kids Club account anytime through Commerce Bank of Wyoming’s online and mobile banking tools, without a trip to the Rock Springs branch.
Real-time account alerts and balance notifications.
View balances and transaction history anytime.
Automate and manage bill payments.
Mobile check deposit from your phone.
Transfer funds between NebraskaLand Bank accounts.
Transfer to and from external financial institutions.
Debit card management through the mobile app.
Frequently Asked Questions
Yes. Commerce Bank of Wyoming is a branch of NebraskaLand Bank, a federally insured institution. Deposits are insured by the FDIC up to $250,000 per depositor, per ownership category, including Smart Savings, Premier Money Market, and Kids Club Savings accounts.
Savings and money market accounts do not carry early withdrawal penalties like certificates of deposit do. However, certain transfer or withdrawal types may be limited per statement cycle. Contact the Rock Springs branch to confirm current transaction limits for your account.
Yes. You can hold multiple savings accounts at Commerce Bank of Wyoming. For example, you might maintain a Smart Savings account for personal saving while also opening a Kids Club Savings account for a child. Stop by the Rock Springs branch or contact us to discuss the right combination.
Smart Savings accounts earn interest paid quarterly. Premier Money Market accounts earn interest paid monthly, with competitive rates based on your balance. Contact the Rock Springs branch for current rate information.
Yes. Savings and money market accounts can be linked to your checking account for easy transfers through online and mobile banking. Smart Savings accounts also include sweep account benefits, which can automatically move funds between linked accounts.
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