Banking With Purpose
Personal Checking
Personal checking accounts in Rock Springs, Wyoming, with free, interest-bearing, and 55+ options.
See Accounts
Community Minded Checking
This account is best for Rock Springs customers who want a free, everyday personal checking account with no monthly maintenance fee, while supporting their local Wyoming community through their banking relationship.
Community Minded Checking That Pays
This account is best for Rock Springs customers who want an interest-bearing checking account that rewards their balance while supporting community-focused banking in Wyoming, ideal for those who maintain a minimum balance.
Community Minded Checking That Pays PLUS
This account is best for Rock Springs customers who keep higher balances and want to maximize interest earnings along with premium account benefits, our top-tier personal checking option.
Advantage Club Checking
This account is best for Rock Springs customers age 55 and older who want exclusive senior checking benefits, including interest earnings, free specialty checks, and lifestyle perks designed for customers in this stage of life.
Community Minded Checking | Community Minded Checking That Pays | Community Minded Checking That Pays PLUS | Advantage Club Checking | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Minimum Balance Requirement | None | $1,000 ($7.00 service charge for falling below this limit during the statement cycle) | $5,000 ($10.00 service charge for falling below this limit during the statement cycle) | None |
| eStatements | Required | Optional | Optional | Optional |
| FREE Debit Card with 24/7 Fraud Monitoring See Designs |  | | | |
| FREE Online and Mobile Banking with Alerts | | | | |
| FREE Bill Pay | | | | |
| FREE Foreign ATM Transactions | | | ||
| Special Interest Rates on Certificates of Deposit | | | | |
| Mortgage Closing Costs Discounts | $250 | $250 | $500 | $500 |
| Other Benefits | N/A | Monthly Interest | Monthly Interest | FREE specialty checks / Unlimited check writing / Monthly interest / Safe Deposit Box / Visa Gift Card Discounts |
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirement | None |
| eStatements | Required |
| FREE Debit Card with 24/7 Fraud Monitoring See Designs | |
| FREE Online and Mobile Banking with Alerts | |
| FREE Bill Pay | |
| FREE Foreign ATM Transactions | |
| Special Interest Rates on Certificates of Deposit | |
| Mortgage Closing Costs Discounts | $250 |
| Other Benefits | N/A |
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirement | $1,000 ($7.00 service charge for falling below this limit during the statement cycle) |
| eStatements | Optional |
| FREE Debit Card with 24/7 Fraud Monitoring See Designs | |
| FREE Online and Mobile Banking with Alerts | |
| FREE Bill Pay | |
| FREE Foreign ATM Transactions | |
| Special Interest Rates on Certificates of Deposit | |
| Mortgage Closing Costs Discounts | $250 |
| Other Benefits | Monthly Interest |
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirement | $5,000 ($10.00 service charge for falling below this limit during the statement cycle) |
| eStatements | Optional |
| FREE Debit Card with 24/7 Fraud Monitoring See Designs | |
| FREE Online and Mobile Banking with Alerts | |
| FREE Bill Pay | |
| FREE Foreign ATM Transactions | |
| Special Interest Rates on Certificates of Deposit | |
| Mortgage Closing Costs Discounts | $500 |
| Other Benefits | Monthly Interest |
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirement | None |
| eStatements | Optional |
| FREE Debit Card with 24/7 Fraud Monitoring See Designs | |
| FREE Online and Mobile Banking with Alerts | |
| FREE Bill Pay | |
| FREE Foreign ATM Transactions | |
| Special Interest Rates on Certificates of Deposit | |
| Mortgage Closing Costs Discounts | $500 |
| Other Benefits | FREE specialty checks / Unlimited check writing / Monthly interest / Safe Deposit Box / Visa Gift Card Discounts |
Digital Banking Tools and Security Features
Commerce Bank of Wyoming checking accounts include mobile wallet support, ATM access, card controls, and 24-hour security tools — available to customers at our Rock Springs, Wyoming branch and online.
Pay with Apple Pay and Google Pay.
Access 32,000+ surcharge-free ATMs via MoneyPass.
Set spending limits, merchant, and location controls.
View purchase history by merchant, location, and date.
Add travel plans to use your card abroad.
Report lost cards via our 24-hour Card Care Center.
Manage your Wyoming checking account via mobile banking.
Frequently Asked Questions
Open an account by visiting Commerce Bank of Wyoming’s Rock Springs branch in person. Branch staff can help you select the right account, complete your application, and get your debit card and online banking set up on the same visit. Contact us to make an appointment!
To open a personal checking account at our Rock Springs branch, you typically need a government-issued photo ID, your Social Security number, and an opening deposit. Requirements vary by account type — call ahead or stop by the branch to confirm before your visit.
Yes. If your needs change — such as upgrading to an interest-bearing account or qualifying for Advantage Club Checking at age 55 — staff at the Rock Springs branch can help you transition without closing your existing account.
Yes. Commerce Bank of Wyoming is a federally insured institution. Deposits are insured by the FDIC up to $250,000 per depositor, per account ownership category — including checking accounts, savings accounts, money market accounts, and certificates of deposit.
Minimum deposit requirements vary by account. Community Minded Checking is designed to be accessible with low or no minimum balance requirements. Interest-bearing accounts may require a minimum balance. Contact the Rock Springs branch for current requirements before opening.
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